NewStats: 3,264,654 , 8,184,358 topics. Date: Wednesday, 11 June 2025 at 09:31 PM 122u1z

6n613r

8 Dumb Habits That Are Keeping You In Debts - Business - Nairaland 1l3e2t

8 Dumb Habits That Are Keeping You In Debts (30507 Views)

(4)

(1) Go Down)

Tjosh97: 7:38pm On Jan 14, 2015
"A hundred wagon loads of thoughts will
not pay a single ounce of debt” goes an
Italian proverb.
You need to take action to tame your
debt monster. Let’s put your financial
house in order by kicking out these 8
dumb habits that are keeping you in debt.
Lack of Strategy
Without a strategy, you never know
whether or not you are doing things right.
Start by assessing how bad the situation
is.
1. Not Having a Monthly Budget

2. Ignoring How Much Debt You Owe

3. Not Calculating Your Debt-to-Income
Ratio

4. Paying Bills Past Due Date

5. Breaking Up Payments Into
Installments

6. Not Reviewing Your Monthly Bills

7. Spending Money Ear-Marked for Bills

8. Using ATMs Outside Your Network

22 Likes 4 Shares

BeeBeeOoh(m): 7:41pm On Jan 14, 2015
Jotted down.. What about "8 wise habits that will be keeping you in credits??..na wetin I need naw abeg..


Yes!! Man up-front again??..d lawd is really rewarding my joblessness wit FTC cum FP tins. Wearing mai crash helment & bullet-proof 4a a teribul quaker oath, if u tiwa dis wawastic mendu hit like maka na d gods dikwa veri wise.




AYAM KARID..

27 Likes

yomi007k(m): 11:04pm On Jan 14, 2015
I like these guys.
This is where I belong.
9)Not controlling spendin on flexing-i.e booze, party.
10)A parasitic bae.

16 Likes

gametalk: 7:06am On Jan 16, 2015
Thanks for the post!
Always write correctly.
Re: 8 Dumb Habits That Are Keeping You In Debts by Nobody: 8:58pm On Jan 16, 2015
.
seangy4konji: 8:59pm On Jan 16, 2015
Oh yeah?
Impulse80(m): 8:59pm On Jan 16, 2015
grin

13 Likes 1 Share

Lordmykel(m): 8:59pm On Jan 16, 2015
Watin concern me wey no get bank cheesy

1 Like

WhoDeyThere(m): 9:00pm On Jan 16, 2015
a
Re: 8 Dumb Habits That Are Keeping You In Debts by Nobody: 9:00pm On Jan 16, 2015
God punish debt. I'm not indebted to anyone, so I have no dumb habits as far as money is concerned.
ruffhandu: 9:00pm On Jan 16, 2015
I do not quite agree with No's. 5 & 8

5. Breaking Up Payments Into
Installments.

If for any reason you are indebted to the tune of 100k and your monthly earning is 40k. What do you do? Pay with blood so as to avoid payment by installments? In fact, the tinier you are allowed to break the installments, the more convenient, unless if unpaid balance attracts charges.

8. Using ATMs Outside Your Network
If what you mean by this the use of other banks' ATM, then you might as well advise against the use of ATM in the first place. ATM is for some kind of emergency. What if this emergency arises where you bank's ATM does not exist, what do you do? You wait? Or keep searching? You may not be able to afford that luxury at the time.

14 Likes

Lordmykel(m): 9:01pm On Jan 16, 2015
WhoDeyThere:
a
a what?

1 Like

peterjero(m): 9:01pm On Jan 16, 2015
I pray I keep to that this year, because I'm a spendthrift
gistmelove(m): 9:01pm On Jan 16, 2015
Ok

tbaby534(f): 9:01pm On Jan 16, 2015
New year, no debt
Onyiido: 9:01pm On Jan 16, 2015
Hmmmm that is for spenders not me
Re: 8 Dumb Habits That Are Keeping You In Debts by Nobody: 9:02pm On Jan 16, 2015
I have no idea what most of those stuff means, but I'm not in debt... undecided undecided
Nmeri17: 9:03pm On Jan 16, 2015
not applicable to us creditors kiss
gemiclem(m): 9:03pm On Jan 16, 2015
ghen ghen
intergral(m): 9:03pm On Jan 16, 2015
I ddey come
Lilaex: 9:04pm On Jan 16, 2015
K
bynat(f): 9:05pm On Jan 16, 2015
[b][/b]Stamped
Re: 8 Dumb Habits That Are Keeping You In Debts by Nobody: 9:05pm On Jan 16, 2015
America is in debt sef so what is my own
Nakid I came into world ,stark nakid shall I return grin
8 dumb habits ko,666 dumb rabbits ni

1 Like

lexdino: 9:05pm On Jan 16, 2015
I rep NoFap
Re: 8 Dumb Habits That Are Keeping You In Debts by Nobody: 9:06pm On Jan 16, 2015
Nice write up
Jinyjagz(m): 9:07pm On Jan 16, 2015
.
Joskiro50: 9:08pm On Jan 16, 2015
fp tinz.









































A proof that this year is gonna rock for me! cheesy
richgang(m): 9:09pm On Jan 16, 2015
...
InvertedHammer: 9:09pm On Jan 16, 2015
/
Not applicable to people living in Nigeria especially on person-to-person level.

If you are in debt in Nigeria:
1) Learn how to tell long stories.
2) Invoke God in all your dealings
3). Learn some new dodging techniques.

And for creditors:
Be careful, the higher the debt, the more likely your debtor may poison or do you in.

\

3 Likes

Re: 8 Dumb Habits That Are Keeping You In Debts by Nobody: 9:09pm On Jan 16, 2015
Lordmykel:
Watin concern me wey no get bank cheesy

Lol

(1) Reply)

What Business Can I Start With ₦500k?

(Go Up)

Sections: How To . 17
Disclaimer: Every Nairaland member is solely responsible for anything that he/she posts or s on Nairaland.